/* ============================================================================
   BRAND TOKENS — the only block a new hub needs to change.
   Everything below is structural and reads from these variables.
   Current values: GovRateCodes ("Star card" — federal navy / seal gold / green).
   Brand primitives (.grc-mark, .grc-lockup, .grc-wordmark) live in
   /govratecodes-brand.css, which is linked ahead of this file.
   ========================================================================== */
:root{
  /* Core palette */
  --ink:#182d4e;          /* federal navy — key card, wordmark, footer, dark grounds */
  --deep:#226647;         /* deep green — "eligible" small type (AA on ground) */
  --accent:#c9a227;       /* seal gold — the rate band; fills only, type uses --gold-deep */
  --gold-deep:#8a6a14;    /* gold darkened for small type (AA) */
  --go:#2e7d54;           /* eligible green (large type / fills; small type = --deep) */
  --tint:#e6ebf3;         /* mist — tinted rows, icon chips */
  --ground:#f6f7f9;       /* page ground */
  --card:#ffffff;         /* result cards, rate tables */
  --line:#dde3ed;         /* hairline rules */
  --muted:#57657e;        /* descriptions on light (AA on ground) */
  --muted-strong:#4a5871; /* the same grey, darkened for small type ON MIST */
  --muted-on-ink:#9fb0ca; /* descriptions on ink */

  /* Verdict semantics — THREE states, NO RED. "Not eligible" is a fact, not a
     danger: green = eligible · amber = depends / verify at the desk · navy =
     not eligible / not published, stated in words rather than shouted. */
  --good:var(--deep);   --good-bg:#e6f2ec;
  --okc:var(--ink);     --ok-bg:var(--tint);
  --warn:#8a5a12;       --warn-bg:#fcf0dd;   /* amber is a fill; type darkens for AA */
  --bad:var(--ink);     --bad-bg:var(--tint);

  --font:"Public Sans",system-ui,-apple-system,"Segoe UI",sans-serif;
  --mono:"Spline Sans Mono",ui-monospace,"SF Mono",Menlo,monospace;

  /* Shape — crisper than the travel siblings: cards read like rate cards. */
  --radius:8px;         /* inputs */
  --radius-card:10px;   /* cards, tables, panels */
  --radius-pill:999px;  /* buttons, chips, filters */
}

*{box-sizing:border-box}
body{
  margin:0;background:var(--ground);color:var(--ink);
  font:400 15px/1.6 var(--font);
  -webkit-font-smoothing:antialiased;
}
a{color:var(--ink);text-decoration-color:var(--deep)}
a:hover{color:var(--deep)}
h1,h2,h3{font-weight:800;letter-spacing:-.03em}
strong,b{font-weight:700}
.maf-wrap{max-width:1100px;margin:0 auto;padding:24px 20px 72px}

/* ---- Kickers ----------------------------------------------------------- */
.maf-crumb,.maf-card-cat,.maf-stat-l,.maf-table th,.maf-ex-lbl,.maf-steps h3{
  font-weight:700;text-transform:uppercase;letter-spacing:.16em;
}
.maf-crumb{font-size:10px;color:var(--muted);margin-bottom:16px}
.maf-crumb a{color:var(--muted);text-decoration:none}
.maf-crumb a:hover{color:var(--deep)}

/* ---- Head -------------------------------------------------------------- */
.maf-head{margin-bottom:22px}
/* Thumbnail sits on the same line as the H1 so the image has unambiguous
   topical context. width/height are on the <img> too, so no layout shift. */
.maf-titlerow{display:flex;align-items:center;gap:14px;margin:0 0 12px}
.maf-thumb{flex:none;width:64px;height:64px;display:block}
.maf-head h1{font-size:clamp(28px,5vw,42px);line-height:1.1;margin:0;text-wrap:balance}
.maf-promise{font-size:16.5px;color:var(--muted);margin:0 0 10px;max-width:62ch;text-wrap:pretty}
.maf-meta{font-size:12.5px;color:var(--muted);margin:4px 0}

/* ---- Tool panel -------------------------------------------------------- */
.maf-tool{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-card);padding:22px;margin:20px 0}
.maf-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:16px}
.maf-field{display:grid;grid-template-rows:auto 1fr;gap:6px;font-size:11px;font-weight:700;
  text-transform:uppercase;letter-spacing:.14em;color:var(--muted);align-items:end}
.maf-field>span{display:flex;align-items:flex-end;min-height:2.6em;line-height:1.25}
.maf-field>span em{color:var(--deep);font-style:normal}
.maf-field input,.maf-field select{
  width:100%;padding:11px 14px;border:1px solid #c9d2e0;border-radius:var(--radius);
  font:500 15px/1.4 var(--font);background:var(--card);color:var(--ink);
  text-transform:none;letter-spacing:0;
}
.maf-field input:focus-visible,.maf-field select:focus-visible{outline:2px solid var(--deep);outline-offset:2px;border-color:var(--deep)}
.maf-actions{grid-column:1/-1;display:flex;gap:10px;margin-top:4px;flex-wrap:wrap}

.maf-btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:11px 20px;border-radius:var(--radius-pill);border:1px solid var(--ink);
  background:transparent;color:var(--ink);font:700 14px/1 var(--font);cursor:pointer;
}
.maf-btn:hover{background:var(--ground);color:var(--ink)}
.maf-btn:focus-visible{outline:2px solid var(--deep);outline-offset:2px}
.maf-btn-primary{background:var(--ink);border-color:var(--ink);color:var(--ground)}
.maf-btn-primary:hover{background:#0d1730;color:#fff}

.maf-examples{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:16px}
.maf-ex-lbl{font-size:10px;color:var(--muted)}
.maf-chip{
  font:600 12px/1 var(--font);padding:8px 14px;border:1px solid transparent;
  background:var(--ground);color:var(--ink);border-radius:var(--radius-pill);cursor:pointer;
}
.maf-chip:hover{background:var(--tint);border-color:#c9d2e0}

/* ---- Result ------------------------------------------------------------ */
.maf-result:empty{display:none}
.maf-result{margin-top:22px}
.maf-verdict{
  font-size:17px;font-weight:700;line-height:1.4;letter-spacing:-.015em;
  padding:16px 18px;border-radius:var(--radius-card);margin-bottom:16px;
  border-left:4px solid currentColor;text-wrap:pretty;
}
.maf-v-good{background:var(--good-bg);color:var(--good)}
.maf-v-ok{background:var(--ok-bg);color:var(--okc)}
.maf-v-warn{background:var(--warn-bg);color:var(--warn)}
.maf-v-bad{background:var(--bad-bg);color:var(--bad)}

.maf-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(135px,1fr));gap:10px;margin-bottom:18px}
.maf-stat{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:13px 15px}
.maf-stat-v{font-size:23px;font-weight:800;letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1.15}
.maf-stat-l{font-size:9.5px;color:var(--muted);margin-top:4px;letter-spacing:.14em}

/* ---- Tables ------------------------------------------------------------ */
.maf-tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius-card);background:var(--card)}
.maf-table{border-collapse:collapse;width:100%;font-size:13.5px;min-width:440px}
.maf-table th{
  position:sticky;top:0;background:var(--tint);text-align:left;font-size:9.5px;
  color:var(--muted-strong);padding:11px 13px;border-bottom:1px solid var(--line);
}
.maf-table td{padding:11px 13px;border-bottom:1px solid var(--line);color:var(--ink)}
/* Mist tints alternating rows (brand rule 1) */
.maf-table tbody tr:nth-child(even) td{background:#f7f9fc}
.maf-table tr:last-child td{border-bottom:0}
.maf-table .r{text-align:right}.maf-table .num{font-variant-numeric:tabular-nums}
.maf-db td:last-child{color:var(--muted);font-size:12.5px}
.maf-pill{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.06em;
  padding:4px 11px;border-radius:var(--radius-pill);white-space:nowrap}
.maf-pill-ok{background:var(--good-bg);color:var(--good)}
.maf-pill-warn{background:var(--warn-bg);color:var(--warn)}
.maf-pill-bad{background:var(--ink);color:var(--ground)}
.maf-pill-neut{background:var(--tint);color:var(--muted)}

.maf-steps{margin-top:20px}
.maf-steps h3{font-size:10px;color:var(--muted);margin:0 0 10px}
.maf-steps ul{margin:0;padding-left:18px}
.maf-steps li{margin:8px 0;color:var(--muted);text-wrap:pretty}

/* ---- Monetization ------------------------------------------------------ */
.maf-monetization{margin-top:22px;border-top:1px solid var(--line);padding-top:18px}
.maf-disclosure{font-size:12px;color:var(--muted);margin:0 0 12px;text-wrap:pretty}
.maf-aff-card{background:var(--ground);border:1px solid var(--line);border-radius:var(--radius-card);padding:18px}
.maf-aff-card h3{margin:0 0 6px;font-size:16px}
.maf-aff-card p{margin:0 0 14px;font-size:14px;color:var(--muted);text-wrap:pretty}
.maf-aff-links{display:flex;flex-wrap:wrap;gap:10px}
.maf-btn-aff{background:var(--card);border-color:#c9d2e0;color:var(--ink)}
.maf-btn-aff:hover{background:var(--tint)}
.maf-ad{margin:18px 0;min-height:0}

/* ---- Panels ------------------------------------------------------------ */
.maf-panel{margin:34px 0}
.maf-panel h2{font-size:22px;margin:0 0 14px;text-wrap:balance}
/* Flagship section language: a short gold rule above every section title */
.maf-panel h2::before,.maf-sechead h2::before{content:"";display:block;width:26px;height:3px;background:var(--accent);margin-bottom:10px}
.maf-band h2::before,.maf-panel--ink h2::before{display:none}
.maf-method p,.maf-method li{color:var(--muted);text-wrap:pretty}
.maf-method ul{padding-left:18px}
.maf-method strong{color:var(--ink)}
.maf-method code{font-size:.9em;background:var(--tint);padding:2px 6px;border-radius:5px}
.maf-note{padding:13px 16px;border-radius:var(--radius);font-size:14px;border-left:4px solid currentColor}
.maf-note-bad{background:var(--tint);color:var(--ink)}

.maf-faq details{background:var(--card);border:1px solid var(--line);border-radius:var(--radius-card);padding:0 18px;margin:0 0 10px}
.maf-faq summary{font-weight:700;cursor:pointer;padding:14px 0;list-style:none;letter-spacing:-.015em}
.maf-faq summary::-webkit-details-marker{display:none}
.maf-faq summary::after{content:"+";float:right;color:var(--deep);font-weight:800}
.maf-faq details[open] summary::after{content:"–"}
.maf-faq details p{margin:0 0 14px;color:var(--muted);text-wrap:pretty}

/* ---- Card grid --------------------------------------------------------- */
.maf-cards,.maf-related{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:14px}
.maf-card,.maf-relcard{
  display:flex;flex-direction:column;gap:7px;background:var(--card);
  border:1px solid var(--line);border-radius:var(--radius-card);padding:20px;
  text-decoration:none;transition:border-color .12s,transform .12s;
}
.maf-card:hover,.maf-relcard:hover{border-color:var(--deep);transform:translateY(-2px)}
.maf-card-cat{font-size:9.5px;color:var(--muted)}
.maf-card strong,.maf-relcard strong{font-size:17px;font-weight:800;letter-spacing:-.02em;color:var(--ink);line-height:1.25}
.maf-card-p,.maf-relcard span{font-size:13px;color:var(--muted);line-height:1.5;text-wrap:pretty}

/* Icon chip — mist disc, echoing the mark */
.maf-ico{width:52px;height:52px;background:var(--tint);border-radius:50%;
  display:flex;align-items:center;justify-content:center;margin-bottom:4px}
.maf-ico svg{width:26px;height:26px;display:block}

/* ---- Home hero --------------------------------------------------------- */
.maf-hero{padding:30px 0 22px}
.maf-hero h1{font-size:clamp(30px,6vw,46px);margin:18px 0 10px;line-height:1.08;text-wrap:balance}
.maf-hero p{font-size:17px;color:var(--muted);margin:0;max-width:56ch;text-wrap:pretty}

/* ---- Navy footer (flagship) -------------------------------------------- */
.maf-foot{margin-top:44px;background:var(--ink);border-radius:14px;padding:28px 32px;border-top:0}
.maf-foot .maf-meta{max-width:none;text-wrap:pretty;color:var(--muted-on-ink)}
.maf-foot a{color:#cdd7e6;text-decoration-color:var(--accent)}
.maf-foot a:hover{color:#fff}
.maf-foot .maf-disclosure{color:var(--muted-on-ink)}

/* ---- Flagship chrome ---------------------------------------------------- */
.maf-sitehead{background:var(--card);border-bottom:1px solid var(--line)}
.maf-sitehead-in{max-width:1100px;margin:0 auto;display:flex;align-items:center;gap:28px;min-height:68px;padding:8px 20px}
.maf-nav{display:flex;gap:24px;margin-left:auto;align-items:center;flex-wrap:wrap}
.maf-nav a{font:600 13px/1 var(--font);color:var(--muted-strong);text-decoration:none}
.maf-nav a:hover{color:var(--deep)}
.maf-nav .maf-nav-cta{background:var(--ink);color:var(--ground);padding:10px 18px;border-radius:var(--radius-pill);font-weight:700}
.maf-nav .maf-nav-cta:hover{background:#0d1730;color:#fff}

.maf-kicker{font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-deep)}
.maf-stamp{display:inline-flex;align-items:center;gap:6px;border:1px solid var(--line);background:var(--card);
  border-radius:var(--radius-pill);padding:5px 12px;font-size:10.5px;font-weight:700;letter-spacing:.08em;
  text-transform:uppercase;color:var(--deep);white-space:nowrap}
.maf-stamp svg{flex:none}

.maf-codechip{display:inline-flex;align-items:center;gap:10px;background:rgba(246,247,249,.06);
  border:1px solid rgba(159,176,202,.35);border-radius:10px;padding:10px 16px}
.maf-codechip b{font:600 15px/1 var(--mono);color:var(--accent);letter-spacing:.02em}
.maf-codechip span{font-size:12px;color:var(--muted-on-ink)}
.maf-codechip-dash{border-style:dashed;border-color:rgba(159,176,202,.5)}
.maf-codechip-sm{display:inline-block;font:600 12.5px/1 var(--mono);background:var(--ink);color:var(--accent);
  border-radius:7px;padding:5px 10px;letter-spacing:.02em}

.maf-band{background:var(--ink);border-radius:14px;padding:30px 34px;margin:14px 0}
.maf-band h2{color:var(--ground);font-size:22px;margin:0}
.maf-band .maf-band-sub{font-size:12.5px;color:var(--muted-on-ink)}
.maf-band-chips{display:flex;gap:12px;flex-wrap:wrap;margin-top:18px}

.maf-hero2{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:56px;align-items:center;padding:38px 0 30px}
.maf-hero2 h1{font-size:clamp(32px,4.2vw,50px);line-height:1.08;margin:0;text-wrap:balance}
.maf-hero2 .maf-hero-sub{font-size:16.5px;line-height:1.6;color:var(--muted);max-width:54ch;margin:0;text-wrap:pretty}
.maf-hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.maf-hero-visual{position:relative;display:flex;justify-content:center;padding:10px 0 26px}
.maf-hero-mark{width:min(300px,60%);aspect-ratio:1;box-shadow:0 24px 60px rgba(24,45,78,.14)}
.maf-hero-card{position:absolute;right:0;bottom:-6px;width:min(310px,86%);background:var(--card);
  border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:0 16px 40px rgba(24,45,78,.16);
  display:flex;flex-direction:column;gap:10px;text-align:left}
.maf-hero-verdict{background:var(--good-bg);color:var(--good);border-radius:8px;padding:11px 13px;
  font-size:13.5px;font-weight:700;line-height:1.45}
.maf-hero-mini{display:flex;gap:10px}
.maf-hero-mini>div{flex:1;border:1px solid var(--line);border-radius:8px;padding:8px 11px}
.maf-hero-mini b{display:block;font-size:14px;font-weight:800}
.maf-hero-mini i{font-style:normal;font-size:8.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}

.maf-chaingrid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:16px}
.maf-chaincard{display:flex;flex-direction:column;gap:9px;background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius-card);padding:18px;text-decoration:none;transition:border-color .12s,transform .12s}
a.maf-chaincard:hover{border-color:var(--deep);transform:translateY(-2px)}
.maf-chaincard-top{display:flex;align-items:center;gap:8px}
.maf-chaincard-top strong{font-size:15.5px;letter-spacing:-.02em;color:var(--ink)}
.maf-chaincard-top .maf-pill{margin-left:auto}
.maf-chaincard p{margin:0;font-size:12.5px;line-height:1.5;color:var(--muted);text-wrap:pretty}
.maf-chaincard .maf-stamp{align-self:flex-start;border:0;padding:0;font-size:9px}

.maf-sechead{display:flex;align-items:baseline;gap:18px}
.maf-sechead .maf-seclink{margin-left:auto;font:700 13px/1.3 var(--font);color:var(--deep);text-decoration:none;white-space:nowrap}
.maf-sechead .maf-seclink:hover{text-decoration:underline}

.maf-verify{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:30px 34px}
.maf-verify-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:24px;margin-top:20px}
.maf-verify-step{display:flex;gap:13px}
.maf-verify-n{flex:none;width:32px;height:32px;display:inline-flex;align-items:center;justify-content:center;
  border-radius:var(--radius-pill);background:var(--tint);font:600 13px/1 var(--mono)}
.maf-verify-step p{margin:0;font-size:13.5px;line-height:1.55;color:var(--muted-strong)}
.maf-verify-step strong{color:var(--ink)}

.maf-footcols{display:flex;gap:44px;flex-wrap:wrap;align-items:flex-start;margin-bottom:18px}
.maf-footcols .maf-footcol{display:flex;flex-direction:column;gap:7px;font-size:12.5px}
.maf-footcol .maf-kicker{color:var(--muted-on-ink)}
.maf-panel--ink{background:var(--ink);border-radius:14px;padding:24px 28px}
.maf-panel--ink h2{color:var(--ground)} .maf-panel--ink p{color:var(--muted-on-ink)}
.maf-panel--ink a.maf-cta-link{color:#fff;text-decoration-color:var(--accent)}

@media (max-width:760px){
  .maf-hero2{grid-template-columns:1fr;gap:30px}
  .maf-nav{gap:14px}
  .maf-nav a:not(.maf-nav-cta){display:none}
}
@media (max-width:520px){
  .maf-wrap{padding:18px 14px 56px}
  .maf-tool{padding:16px}
  .maf-card,.maf-relcard{padding:16px}
  /* Keep the thumb inline but smaller so the H1 keeps its measure */
  .maf-titlerow{gap:11px}
  .maf-thumb{width:48px;height:48px}
}